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Give vicariously through me - Lindsey Kuper [entries|archive|friends|userinfo]
Lindsey Kuper

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Give vicariously through me [Dec. 16th, 2005|04:12 pm]
Lindsey Kuper

I have about $50 in a checking account at the F&M Bank in Grinnell, Iowa. It's been sitting there for eight months, untouched except for the $1.58 that the bank subtracts every month to cover the pro-rated annual fee for the ATM card I lost in Bellingham in April.

I wanted to see about closing my account and getting the money sent to me, so I called the 800 number on my statement. By mashing 0 I eventually managed to speak to a nice lady who informed me that in order to get my money and close my account without actually setting foot in my bank 1800 miles away, I have to write a memo stating as such and send it by U.S. mail to "Attn: Account Closing 003052" at some random address in Flint accompanied by a notarized letter.

Yeah, no.

I wanted to give to the Red Cross for Christmas this year, preferably in an amount of at least $50. I don't really have $50. (PowerBook, plane tickets home, saving one-third of my income for the future -- you know how it is.) But I do have $50 in Grinnell for anyone who wants to walk into the bank and claim it. I'll email you the account number and all other account-related information. Just go in, get the money, get yourself a coffee or something for your trouble, and please donate the rest. You can even have the tax deduction.

Any takers?

LinkReply

Comments:
[User Picture]From: royhuggins
2005-12-17 01:17 am (UTC)
Your local bank here probably has a notary who will sign it for free, by the way. Just FYI.

When I left Grinnell, I didn't close my account at Grinnell State. The balance went negative after they kept applying fees. Next time I visited, a year later, I went into close it. They were all like "dood, you're way in the red and 'n shit. We already closed it and sent a letter off to the people who keep track of bad people." But I haven't seen any consequences of that and it ain't on my credit report. Not sure what happened.

That comment was tangentially related to your post.

I need to shave.
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[User Picture]From: lindseykuper
2005-12-17 01:25 am (UTC)
The thing is that I don't really have a local bank. In May, I opened a new account with U.S. Bank. I applied online. Except for a form which they had to mail me and which I mailed back, we took care of everything online or over the phone. I didn't know where I would be living in six months, so it didn't make sense for me to get a "local" account anywhere.

I pretty much do all my banking online. They're pretty awesome for that.

I'll see you at the party tomorrow!
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[User Picture]From: royhuggins
2005-12-17 07:08 am (UTC)
Really? Wow. How do you do deposits? Does your work just direct deposit it?
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[User Picture]From: lindseykuper
2005-12-30 05:41 pm (UTC)
Yeah. Just about every job I've had since I was 16 has had direct deposit.
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[User Picture]From: royhuggins
2005-12-17 07:07 am (UTC)
If you don't mind my asking: who are you? Your userinfo birth date indicates you would have been on campus at the same time as me.
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[User Picture]From: royhuggins
2005-12-20 09:47 pm (UTC)
Oh, I didn't know there was a Kensler girl! :)
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[User Picture]From: lindseykuper
2005-12-20 09:56 pm (UTC)
(By marriage.)
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[User Picture]From: royhuggins
2005-12-20 10:35 pm (UTC)
Oooh. Okay. It's all making more sense now. :)
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[User Picture]From: royhuggins
2005-12-20 11:55 pm (UTC)
Got it! :) What class year are you?
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[User Picture]From: sonetka
2005-12-21 03:26 am (UTC)
2001. I remember you - you said that when I worked at the forum, you thought I hated you (I didn't - working behind a counter just sort of freaked me out in general :)).
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[User Picture]From: royhuggins
2005-12-21 03:30 am (UTC)
Oh, wow. I don't even remember that. :) Let me apologize for accusing you. ;)
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[User Picture]From: underwhelm
2005-12-17 03:33 pm (UTC)
Monthly fee for an ATM card?!
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From: ler
2005-12-17 04:10 pm (UTC)
When I tried to close my F&M account, they told me that if they wired transferred the entire balance to a different account, they would close the account for me. So they transferred my balance to my new account, then it closed. Non-problem.

Well, except y new account took 4 days to credit the transfer, but that's a different issue.
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[User Picture]From: lindseykuper
2005-12-20 05:23 am (UTC)
Hmm. I think what I have to do is call the actual bank in Grinnell instead of calling the number they put on my statement.
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[User Picture]From: oniugnip
2009-02-09 05:21 am (UTC)
... mashing 0...

Let's get "mashing" into common usage again :) I'm a fan.
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